There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher credit score will result in more favorable loan terms, such as a higher loan amount or lower interest…
Being a homeowner during the cold winter months comes with a few additional challenges and responsibilities. But rather than wait for damage to occur, it’s best to take precautions to prepare your home for the frigid temperatures, especially if you…
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how much house you can afford. Maybe you’re asking yourself if you can afford a mortgage at all! There are a…
Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is an option that is backed by the USDA and offers buyers the chance to purchase property in certain areas without…
If you plan to purchase a home, you have probably started to research the best mortgage options to make the most of your money. When looking at your home purchase, you have to consider both the actual cost of the…
If you have been shopping around for different mortgage options, you’ve likely come across the FHA Loan. This mortgage is administered by the Federal Housing Administration. It allows home buyers to purchase a home with a low down payment, often…
When buying a home, most people use a conventional mortgage. This requires the home buyer to put down some amount of money, called a down payment, on the purchase. This is represented as a percentage of the overall purchase amount…
Living spaces get a lot of love from homeowners and renters. Updates like new paint, light fixtures, and family photos make the rooms feel like home. But there’s another part of your home that, while not the star of the…
Cold weather may send many of us running inside to enjoy a steaming mug of hot cocoa, but outdoor living in the winter can be a lot of fun! Whether you are spending time in your own backyard or planning…
New year, new look! If you want to upgrade your home in 2023, here are a few ideas to inspire you. With simple DIY projects to major renovations, there’s something that everyone can do to infuse some new energy into…
